Acceptance of Terms
By accessing the RiskBridge Vault website or purchasing any materials, you agree to these Terms & Conditions. If you do not agree, please discontinue use of the website.

Nature of Services
RiskBridge Vault provides digital informational products including guides, templates, and educational resources-focused on risk management, finance, and governance disciplines. All products are distributed electronically for individual educational use.

License of Use
Upon purchase, you receive a personal, non-exclusive, non-transferable license to access and use the materials. You may not reproduce, resell, share, or redistribute any material in part or whole without written consent.

Intellectual Property
All site content, product designs, graphics, and brand elements are the exclusive property of RiskBridge Vault. Unauthorized reproduction or commercial use of materials may result in legal action.

No Guarantee of Results
Educational materials do not guarantee professional advancement, compliance outcomes, or financial success. Results depend on user context and discretion.

Limitation of Liability
RiskBridge Vault shall not be held liable for any direct or indirect damages arising from use of the website, downloads, or digital content.

Amendments
RiskBridge Vault reserves the right to modify or update these Terms & Conditions without prior notice. Updates will be published with a new effective date.

Governing Law
These Terms are governed by the laws of the State of New York, United States, without regard to conflict-of-law principles.